LA Credit Guy | 424-262-6176 |
LA Credit Guy | 424-262-6176 |
Remove Any Negative Item & Raise Your Credit Score
-Qualify for Your Dream Car or Home-
Late Payments - Deleted
 Medical Bills - Deleted
 Charge Offs - Deleted
 Repossessions - Deleted
 Foreclosures - Deleted
 Bankruptcies - Deleted
"In my first 45 days I had 16 inquiries, 4 collection accounts, and 1 repossession removed from my credit report."


"In my first 6 months on the Protection Plan my Credit Score went up 110 points."


"In just 45 days I had 3 paid medical bills removed from my credit report and saw my Credit Score go up by 90 points."


"After 2 years of trying to remove a mortgage late from my credit report on my own, I enrolled in the Protection Plan and got it removed in 30 days."


Credit Score Increases
*Individual Result Will Vary*
*Individual Result Will Vary*
*Individual Result Will Vary*
*Individual Result Will Vary*
More Client Success Stories
What Impacts Your Credit Score
FICO Scores are calculated using many different pieces of credit data in your credit report. 
This data is grouped into five categories: 
- payment history (35%), 
- amounts owed (30%), 
- length of credit history (15%),
- new credit (10%),
- and credit mix (10%).

How We Help
Our Protection Plan Membership supports you in addressing the top two factors affecting your Credit Score: Payment History & Amount Owed

Our firm will leverage the Fair Credit Reporting Act to help you dispute all negative items on all 3 credit bureaus every 45 days until all is deleted. As negative items come off, you credit scores goes up.

You will also have access to our proprietary debt payoff tool to help you to strategically pay down debt to raise your credit score.
Protection Plan Membership
$188 enrollment & $89 monthly
-No Contract-

An all-inclusive financial membership...
The UCES Protection Plan was designed to support your financial opportunities by implementing positive habits to create and maintain a strong financial future.

Our unique collection of services have been carefully selected to provide protection and opportunity over the many aspects of your finances- all combined into one easy-to-use system. 

Your membership can help to ensure you and your family are safeguarding the assets that you've earned and those you have to come.

Credit Restoration
Our credit education services can assist you in challenging the credit bureaus to remove inaccurate, obsolete and erroneous items from your credit report. 

Restore your score and maximize your financial opportunities!

Credit Attorney
Our attorneys will evaluate your case for difficult to remove, inaccurate items on your credit report. 

If legitimate, they will sue the agency to clean up your report, in which case you may be entitled to compensation.

Credit Builder
Access your credit report in an easy-to-understand, online format and utilize our extensive financial library and resource center to assist in increasing your financial potential.

Credit Monitoring
Your interactive credit report, money manager and financial account alert system. 

All of your online accounts in one, organized place with transaction and credit monitoring alerts sent straight to your phone!

Identity Monitoring
InfoArmor leads the identity protection industry with PrivacyArmor®, a proactive monitoring service that alerts you at the first sign of fraud and fully restores your identity.
My Story
Over the last 15 years as a Financial Advisor I would often have my clients ask me about Credit Repair Services, and up until 2 years ago my answer was always no.

Then I found the Protection Plan Membership.  This is what I had been looking for.  I immediately enrolled in the service for myself and saw my Credit Score go up over 100 point within my first 6 months.

After seeing everything from lates to collections, student loans and even bankruptcies removed from my and my friends' Credit Reports, I became excited to share this amazing service with the world.

As a Financial Advisor with over 10 Insurance, Investment, and Real Estate licenses it is important that I bring only the best to my clients.  

Please take some time to review the video on this page as well as the testimonies from some of my clients.

If you have any Negative Items on your Credit Report that you want removed, schedule a Phone Consultation and lets discuss how our program can help you achieve your Credit Goals. 

David Patterson
LA Credit Guy
LA Credit Guy | 424-262-6176 |
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